Famous Personalities

80 Positive Dave Ramsey Quotes

80 Positive Dave Ramsey Quotes

Financial success in our lives can happen in various ways. This is what Dave Ramsey, the financial guru, actually wanted people to warn. That is why he launched his baby steps to success.

Here we share with you some Dave Ramsey quotes about debt that would guide you towards gaining financial independence. Before becoming successful, Dave had to face bankruptcy and other issues in life.

Dave Ramsey was successful at the age of 24; he was earning a quarter of million dollars. After two years, Dave became bankrupt but did not lose heart. The Dave Ramsey life insurance quotes will tell you how to gain a foothold in the financial sector.

Our compilation of his quotes is sure to modify your thinking about finances. Read the Dave Ramsey quotes about money and decide where you want your life to reach. Whether you are facing any struggles or our well-established, his quotes are a perfect success mantra.

This collection of his quotes has helped many attain financial security. It is time that you also aim to do so.

Know more about Dave Ramsey.

Dave Ramsey Quotes About Debt

1. Pray like it all depends on God, but work like it all depends on you. -Dave Ramsey

2. For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.-Dave Ramsey

3. Winning at money is 80 percent behavior and 20 percent head knowledge.-Dave Ramsey

4. Your greatest asset is your paycheck.-Dave Ramsey

quote about money

5. Someone who never has fun with money misses the point.-Dave Ramsey

6. I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.-Dave Ramsey

7. People will not buy from you if they don’t trust you, your product, and your company.-Dave Ramsey

8. If you wouldn’t want your mother to buy the item or the service then don’t sell it.-Dave Ramsey

9. Debt is not a tool; it is a method to make banks wealthy, not you. The borrower truly is slave to the lender.

10. Fun can be bought with money, but happiness cannot.-Dave Ramsey

11. We buy things we don’t need with money we don’t have to impress people we don’t like.-Dave Ramsey

12. If you will do the things others won’t do then some day you will have the life others won’t have.-Dave Ramsey

13. We are being taught by everything around us to have dessert before dinner. Now we are paying for our lack of knowledge and discipline.-Dave Ramsey

14. The number one problem that causes student loan debt? Parents that suck.-Dave Ramsey

15. A budget is telling your money where to go instead of wondering where it went.-Dave Ramsey

16. Don’t buy things you can’t afford, with money you don’t have, to impress people you don’t like.-Dave Ramsey

17. Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.-Dave Ramsey

18. Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.-Dave Ramsey

19. Money is like a beautiful thoroughbred horse-very powerful and always in action. But unless this horse is trained when very young, it will be an out-of-control and dangerous animal when it grows to maturity.-Dave Ramsey

20. Doing a budget means learning an ancient and powerful word: no.-Dave Ramsey

21. If you will live like no one else, later you can live like no one else.-Dave Ramsey

quote from dave ramsey

22. Those who don’t manage their money will always work for those who do.-Dave Ramsey

23. The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.-Dave Ramsey

24. Ideas are a dime a dozen. People who execute them are not.-Dave Ramsey

25. You must gain control over your money or the lack of it will forever control you.-Dave Ramsey

26. It’s never too late to turn things around. You are the only obstacle.-Dave Ramsey

27. Debt gives you the ability to look like you’re winning when you’re not.-Dave Ramsey

28. You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.-Dave Ramsey

29. I believe that through knowledge and discipline, financial peace is possible for all of us.-Dave Ramsey

30. You’ve got to tell your money what to do or it will leave.-Dave Ramsey

Dave Ramsey Life Insurance Quotes

31. Knock out a small debt first so you get a quick win. Momentum is key.-Dave Ramsey

dave ramsey insurance quote

32. Humpty Dumpty is hard to put back together, and so is trust.-Dave Ramsey

33. A typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.-Dave Ramsey

34. Don’t medicate dysfunction with spending. No amount of stuff will get rid of guilt.-Dave Ramsey

35. Parents who let teens run around with unearned adult freedoms are naive and stupid.-Dave Ramsey

36. There are no shortcuts when it comes to getting out of debt.-Dave Ramsey

37. Measure your wealth not by the things you have, but by the things for which you would not take money.

38. The German root word for ‘debt’ is the same as for ‘guilt.

39. So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.-Dave Ramsey

40. Humpty Dumpty is hard to put back together—and so is trust.-Dave Ramsey

41. No one wins the Super Bowl accidentally. Be intentional. Be Passionate. Don’t mail it in! You got this!-Dave Ramsey

42. Dreaming is a sign you have hope.-Dave Ramsey

43. Life is not a snapshot, it’s a filmstrip.-Dave Ramsey

dave ramsey inspirational quote

44. I like the way I’ve built wealth better than the way you haven’t.-Dave Ramsey

45. The love of money, not money, is root of all evil.-Dave Ramsey

46. There is tremendous satisfaction in working your tail off to hit a goal, then winning. It is worth the work.-Dave Ramsey

47. The accountability of a group environment causes people to change their behaviors.-Dave Ramsey

48. Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.-Dave Ramsey

49. You have to reach the point that what people think is not your primary motivator. Reaching the goal is the motivator.-Dave Ramsey

50. Hope is steel covered in velvet. It can seem soft and cuddly, but hope is at the core of what makes people become what God designed them to be. Hope and its sister, faith, always create action.-Dave Ramsey

51. Requiring nothing of a child gives them no opportunity for failure or success.-Dave Ramsey

52. Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved.-Dave Ramsey

53. Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.-Dave Ramsey

54. A little bit of controlled pain when you’re six will change your life when you’re thirty-six.-Dave Ramsey

55. If you will do the things others won’t do, then some day, you will have the life others won’t have.-Dave Ramsey

Dave Ramsey Quotes About Money

56. Repetition, volume, and longevity will twist and turn a myth, a lie, into a commonly accepted way of doing things.-Dave Ramsey

57. I suggest a Money Market account with no penalties and full check-writing privileges for your emergency fund.-Dave Ramsey

58. We have a retirement crisis in America today not from a lack of money, but from a lack of vision.-Dave Ramsey

59. There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt.-Dave Ramsey

60. Earning a lot of money is not the key to prosperity. How you handle it is.-Dave Ramsey

61. Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.-Dave Ramsey

62. You have the clean canvas of a whole week before you. Paint well.-Dave Ramsey

dave ramsey life insurance

63. Live like no one else, so later you can live like no one else.-Dave Ramsey

64. If you help enough people, you don’t have to worry about money.-Dave Ramsey

65. Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building.-Dave Ramsey

66. The enemy of ‘the best’ is not ‘the worst.’ The enemy of ‘the best’ is ‘just fine.-Dave Ramsey

67. Parents who let teens run around with unlearned adult freedoms are naïve and stupid.-Dave Ramsey

68. Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.-Dave Ramsey

69. You need some quick wins in order to stay pumped enough to get out of debt completely.-Dave Ramsey

70. The enemy of the best is not the worst. The enemy of the best is just fine.-Dave Ramsey

71. Most of the things we buy are wants. And we call them needs, but they’re wants.-Dave Ramsey

72. Life will not make allowance for you, but it will pay you what you earn.-Dave Ramsey

73. Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.-Dave Ramsey

74. Don’t react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.-Dave Ramsey

75. One definition of maturity is learning to delay pleasure.-Dave Ramsey

76. Goals are visions and dreams with work clothes on.-Dave Ramsey

77. Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!-Dave Ramsey

78. The average millionaire can’t tell you who got thrown off the island last night.-Dave Ramsey

79. The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.-Dave Ramsey

80. Making mistakes and learning from them is crucial to winning.-Dave Ramsey

dave ramsey quotes on money

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